Insurance Over Texas is here for the greater Houston, TX area residents. If you wonder if flood insurance is right and necessary for you, we can help answer your questions. There are several ways that flood protection can benefit homeowners in our area. Give us a call or stop by to find out more!

Importance of flood insurance

There are many different reasons to carry flood insurance, even if it isn’t required of you. Insurance companies treat water damage in several different ways, depending on how the damage was caused.

For instance, if you have a pipe burst or a similar plumbing problem that creates damage in your home, your homeowner’s policy will likely cover it. However, if you experience water damage caused by a flood, it is unlikely that such damage would be covered under your home insurance policy.

Because of this, it is vital to give flood insurance a closer look. Flood damage can be substantial and very cumbersome, and expensive to repair. If you want to make sure that you are protected in the event of a flood, you will need a separate policy for that purpose.

Of course, not every area needs flood insurance, so it may not be appropriate for your home and your needs. Find out today if flood insurance is something that can benefit you.

Find out if flood insurance is right for you.

Houston, TX area homeowners can rely on Insurance Over Texas. If you want to ensure that your home has all of the protection it needs, we are here to help! Give us a call today or come by our office to learn more about the many benefits of flood insurance.