Millions of people in the U.S., and Texas specifically, suffer from mental health issues. Experts say that the U.S. is facing a mental health crisis, with 1 in 25 individuals having serious mental illness. No matter where you may be on the spectrum of mental illness, it’s heartening to know that mental health services fall under regular health insurance in Texas. This is known as "parity," and the protection for policyholders comes from both federal and state-level governance.

Mental Health Services Fall Under Regular Health Insurance

Mental health services are generally covered under health insurance plans in Texas. On a federal level, there is the Mental Health Parity and Addiction Equity Act, which requires insurance companies operating in the U.S. to offer comparable coverage for mental health and addiction services as regular physical health services. On a state level, Texas also mandates that health insurance companies operating in Texas offer mental health benefits, such as counseling, prescription medication, and other, more specific services. Note that your specific coverage may vary, so you should consult with your representative at Insurance over Texas, serving Houston, TX, for details.

It’s important to learn what your policy covers and what it doesn’t cover to avoid unexpected bills that aren’t covered. You may want to consider comparing various policies so that you can be sure you can access the services you need in order to preserve your mental health. At Insurance Over Texas, serving Houston, TX, we offer a range of health insurance policies for individuals and businesses. We’d bgladlyreview all the mental health coverage you can expect with any particular policy.

We look forward to serving your whole health insurance needs! Contact us today to book an appointment!